Consumer Credit Reports from Equifax are designed to support fast, well-informed decisions. The reports deliver a unified view of the most relevant and current consumer information in an easy-to-interpret, intelligent format to help you make more effective decisions that can increase profitability and reduce risk. They can also be delivered in several report options to support business-specific needs with easy access to specialized sections, fields and system delivery methods.

<p>Consumer Credit Reports from Equifax deliver predictive consumer data to help you make more profitable decisions, mitigate risk and maximize growth opportunities.<p> <p>For the XML Reference Guide, please click <a href="https://developer.equifax.co.uk/sites/uk/files/xml_ref_guide/">here</a>.<p> <p>Please note that this product does not have a Sandbox, so if you subscribe to it and are ready to start your integration development , then please request promotion to Test (see pages 18 and 23 of the <a href="https://developer.equifax.co.uk/sites/uk/files/User%20Guide.pdf">User Guide</a>).</p>
Benefits
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INCREASING REVENUE
Increasing revenue through streamlining acquisition processes and targeting cross-sell and up-sell campaigns
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PREVENTING FRAUD AND RISK
Preventing fraud and risk by quickly identifying high-risk consumers
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STRENGTHEN ACCOUNT MANAGEMENT
Strengthening account management with insight available at any point in the consumer lifecycle
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ADVANCING COLLECTION EFFORTS
Advancing collection efforts with current identification and location information
Key Features
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      XML Consumer supports fast, well-informed decisions

      Consumer Credit Reports from Equifax are designed to support fast, well-informed decisions. The reports deliver a unified view of the most relevant and current consumer information in an easy-to-interpret, intelligent format to help you make more effective decisions that can increase profitability and reduce risk. They can also be delivered in several report options to support business-specific needs with easy access to specialised sections, fields and system delivery methods.


Use Cases
XML Consumer supports a number of key use cases:
  • Credit Search (including Credit Quotation)
  • Director Credit Search
  • Customer Management
  • Anti-Money Laundering
  • Identity Verification
  • Fraud Investigation
  • Insurance and Insurance Quotation
  • Debt Collection
  • Personnel Vetting
  • Tenancy Verification

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